Flash silver and gold sale
905-605-6757 Mon-Fri 9am to 6pm(EST)
  • Gold 3,223.69 +6.03 -6.03
  • Silver 41.17 +1.07 -1.07
  • Platinum 1,363.43 +10.28 -10.28
  • Palladium 1,376.04 +48.65 -48.65

Loans for Gold | Gold Loan Prices


How It Works


We test the karat and weight of your gold.

Receive Quote

We provide a quotation valid for the day.

Get Paid

Receive your money on the spot.

Due Date

Pay the principal plus interest and pick up your gold


Make an interest payment to extend your loan

We accept all types of gold.

Scrap Gold
Gold Bars
Gold Coins
Gold Rings
Gold Chains
Ethnic Gold
Gold Pendants
Gold Bangles / Bracelets

Our Google Reviews!

Good experience

Aleesha syed Avatar Aleesha syed
May 31, 2024

Great service! Bought gold today from them. Pamp gold bars

Pam Virk Avatar Pam Virk
May 10, 2024

Nitish is very helpful and gives excellent customer service AUBull Rocks ! they help you with your questions , Thanks guys. Efren and Ronna

Ron C Avatar Ron C
May 10, 2024

I preface this review with me being an absolute amateur when it comes to buying / owning rare metal . This being said , They have if anything delivered what was asked on time and in mint condition on every business I have carried with them . Delivers as advertise, do can recommend .

Felix Coté Langevin Avatar Felix Coté Langevin
May 9, 2024



Gold Loans: What They Are and How They Work

Gold has traditionally been a popular investment. Gold jewellery might help you secure a loan as well as be a smart investment.

What’s A Gold Loan?

Borrowing money from a lender while keeping your gold as collateral is called a gold loan. The lender will assess your gold items’ market worth and lend you a proportion in cash. You pay off the debt with interest over time.

Gold loans provide fast, no-credit-check funding. Make sure your lender is trustworthy, open, and regulated.

How Do Gold Loans Work?

The technique is simple.

  • Simply bring your gold to the Au Bullion to get a loan. Gold bars, coins, necklaces, bracelets, rings, chains, pendants, and other jewellery are all accepted. Your ornaments will be appraised in person to determine your borrowing limit. You can use our online calculator to estimate the loan amount. Not to worry! We treat everything like our own, so nothing gets scuffed or broken. We definitely make sure our clients’ belongings are taken care of.
  • Get a free quotation to evaluate if it’s suitable for you. Our interest rates are the lowest. Based on loan type and amount, our interest rates start at 5%.
  • Finally, you can claim the money in various methods(Contact for more information).

That’s enough for a gold loan. For processing, all you’ll need is a picture ID or sometimes you need to give a second picture ID as well. Loans normally take 10–15 minutes.

Repayment Terms and Tenure

Credit cards, payday, and line of credit loans are based on income, credit score, employment history, and financial relationships and have high-interest rates. Gold loans are based exclusively on the collateral’s worth. Financial records, employment verification documents, or credit cards are not necessary.

Au Bullion offers cash, debit, pre-authorized banking, internet, and mobile banking from all major banks in our sites for easy loan payback. You may easily repay us with our easy payment plan.

  • Partial principal payments reduce your debt each time. This lowers your loan interest rate. Any partial payment before the loan term ends will return some of the gold points you promised.
  • To close the loan, it will take just five minutes, you can pay off your loan and be on your way with your gold.

For the Tenure, the gold loan minimum term isn’t set. Your term is up to you. Before payment is due, we will call or email you a reminder. During the loan process, you can set and change preferred communication connections.

Available Gold Loan Types at Au Bullion

Different gold loans depend on loan amount and duration. What your gold is worth determines the loan amount, and you can choose short or long terms.

Advantages of Gold Loans

Gold Loan Benefits: – Flexible Terms: Select a payback period that fits your needs and budget. Shorter terms reduce interest, longer terms lower monthly payments.

Compete: Gold loans have lower interest rates than unsecured personal loans or credit cards.

Fast: Gold loans are one of the fastest ways to get cash. Funding is available 15 minutes after application. Rapid gold assessment and loan approval.

Credit Impact: Gold loan applications don’t check credit or history. The lender evaluates gold collateral, not credit.

Finally, a gold loan may help you get cash. Have more questions? Inform me! Call us at 905-605-6757 or +1-604-676-4838.


What exactly is a gold loan?

A gold loan is a secured form of lending where individuals pledge their gold items as collateral to secure funds from a lender and the loan amount is determined by the value of the gold.

What types of gold do you accept?+

We accept all types of gold, from rings, chains, pendants, necklaces, bracelets, and other jewelry to gold bars and coins.

Is a credit check necessary?+

No, there are no credit checks. You can just drop in your gold and take out a loan without doing any credit checks.

How is the money given?+

You have the right to take the amount in cash or transfer it to your bank account.

How Long does it take to process the loan?+

The loan process usually takes 10-15 minutes.

What document do I need?+

You will only need a photo ID to process your gold loan or in some cases, you have to give 2nd photo ID also.

Is there a minimum or maximum loan?+

There is no limit on the amount of loan. It just depends on the value of the gold you give to us as collateral.

What is the interest rate?+

We offer the lowest interest rates starting at $20.00 per month for loans of $1000.00, or just 66 cents per day.

How will I repay the loan?+

We offer multiple payment options at our locations including cash or debit, and payments via online or mobile banking from all major banks.

What is the term of the loan?+

We don’t have a fixed minimum term for gold loans. You have the flexibility to choose the term that suits you.

What makes a gold loan different from other types of loans?+

Traditional loans like lines of credit, credit card loans, or payday loans are based on a variety of personal factors such as income, credit score, employment history, and existing financial relationships and generally carry a high-interest rate.

However, a gold loan is based solely on the value of the gold you offer as collateral. No credit cards, employment history checks, or bank statements are required. This unique feature makes our Gold Loan program popular.

Gold loan eligibility?+

If you are a legal adult and own gold, you are eligible for a gold loan. Bring your gold to us and we will soon determine how much loan amount we can sanction. It’s a straightforward process.

Credit Reporting and Credit Impact?+

We do not contact credit agencies or provide information on gold loans. Your gold debt is kept completely confidential and does not show up on your credit report. Also, existing debt, credit card debt, or other debts will not affect your eligibility for a gold loan. No credit score, proof of income, or bank statement is required.

Are there different types of gold loans?+

There are various types of gold loans depending on the amount of the loan and the term of the loan. The loan amount is determined by the estimated value of your gold, and you can choose between short and long terms.

What is the cost of borrowing/interest rate?+

Our interest rates start at 2%, calculated based on the type and amount of the loan. You have the freedom to choose the term of the loan based on your preference.

How safe is my gold with Au Bullion?+

We take extreme caution in safeguarding your gold. We use commercial bank standard security for safekeeping your gold. Also, we insure your gold for its assessed value with a major insurance company at no cost to you.

Will I get a reminder of an upcoming payment?+

Exactly. We will send you a reminder and contact you via phone or email before the payment is due. You are free to set preferred communication connections during the loan process and change them whenever necessary.

Can I make partial payments to reduce my primary loan?+

Yes, you have the option of making partial payments towards your principal, which reduces your overall debt each time. This also reduces the interest rate on your loan. You can make a partial payment at any time before the end of the loan term to get back some of the Gold points you promised.

How do I close the loan?+

It’s straightforward. Just pay the loan, and you can get your gold from the branch in just 5 minutes.

How do I determine the loan amount for my jewelry?+

It’s a simple one. You can use our online calculator to estimate the loan amount or contact us by phone at 905-605-6757 or +1-604-676-4838.


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Credit card
Orders up to $2500
Clearing time
1-3 Business Days

Credit card payments may require valid photo ID and matching address verification. (We will contact you if required).

We accept Visa, Visa Debit (CAD only), MasterCard, and MasterCard Debit (CAD & USD only) supported by VBV/3ds Security, as well as American Express. Your Visa or MasterCard must be VBV (Verified by Visa) or MasterCard SecureCode authenticated, and as per the authentication requirements, the shipping address must match the confirmed address on your credit card account. Our system unfortunately does not support pre-paid credit cards nor gift cards.

Your normal credit card transaction limits apply. Conversion charges may be issued by your credit card provider in currencies other than CAD or USD.

If you experience issues with this option, or don't see it available at checkout, try PayPal as an alternate.

Orders up to $2500
Clearing time
1-3 Business Days

If you don't see PayPal available at checkout, try credit card as an alternative.

Contact PayPal to ensure that your address is confirmed and that your payment is eligible. Ineligible or Partially Eligible payments will automatically be refunded, resulting in order cancellation. During checkout, select PayPal and you will be directed to PayPal to complete payment.

Wire Transfer
$3000- Unlimited
Clearing time
1-3 Business Days

Once you have placed your order after choosing the “wire” option, you will receive an order confirmation email with our wire transfer details. Please print the details and take them to the teller at your Bank. This information will assist you in proceeding with a bank wire transfer into our account.

Attention: We may ask for additional details of your wire transfer at our discretion before clearing your order.

Interac Online
Orders up to $3000 (Multiple Payments Allowed)
Clearing time
As soon as full payment is received.

Attention: Name must match billing details. Please include order number in the order when possible. You may send multiple E-Transfers to clear the balance, as long as the sender’s name is the same as the billing details.

E-Transfer Payment Details:
∎ Name: Instant Gold Bullion Inc
∎ Email: info@instantgoldbullion.com
Cheque (Draft, Money Order)
Clearing time
5 Business Days from date of cheque/draft receipt.

Send Payment to:

Cheques must be Payable to INSTANT GOLD BULLION INC.
Clearing TIme: 5 Business Days from date of cheque/draft receipt.
∎ Instant Gold Bullion Inc
8887 The Gore Rd , Unit 37 Brampton, ON L6P 2K9
∎ Instant Gold Bullion Inc
736 Granville Street, Unit 930, Vancouver, BC V6Z 1G3

Attention: Name on Draft/Certified Cheque must match billing details. Certified cheques and drafts must be postmarked within 2 business days of the order, and received by us within 8 business days after placing your order. In rare circumstances,we may extend the clearing period at our own discretion. Please email us for any enquiries.

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